Guaranty Bank

Guaranty Bank in Senatobia Mississippi is a community bank with a family mentality that puts customers first. To see proof of that you don’t have to look any further than bank President Bailey Meeks and his wonderful staff.

Guaranty Bank


Based out of Belzona Mississippi, Guaranty Bank began as a delta bank back in 1948. Looking to expand outside of the Delta into some higher growth markets Guaranty Bank bought three branches of State Bank & Trust, including the location in Senatobia.


In June 2006 the Senatobia branch of State Bank & Trust became Guaranty Bank. While all banks offer pretty much the same products (checking accounts, savings accounts, loans, mortgages, etc) what sets Guaranty Bank in Senatobia apart from other banks is the customer service.


All decisions are made at the location. They don’t have to call home office. It is truly a community bank. When you need something you can call Bailey Meeks or Addison Lawrence directly and they will be truly happy to help you with your needs. Their staff is second to none. When you walk in they know your name.

Guaranty BankSpeaking of Addison, he just began his career with Guaranty Bank a few weeks ago. A local football star, having played at Magnolia Heights, Mississippi State, and a brief stint in the NFL, Addison has come home to Senatobia as an integral part of an already great staff who have already included him as part of their banking family.

First of all I’m just super excited to be back here in Senatobia, the great city, and to be back here with family, friends, and the community I grew up in. Super excited to be with Guaranty Bank, the local community bank. We may be small but we pride ourselves on customer service and we also have the features of the big banks…mobile apps, internet banking, we offer it all.” – Addison Lawrence

Guaranty Bank is a community driven bank that places a high emphasis on community service, which is exemplified by it’s employees. Bailey handles the quarterly Blood Drive that Rotary puts on which will be held in Senatobia on November 15th that will begin at 1pm and last until 4:30 or until the last person leaves. This year Bailey and his staff will create a float for the annual Christmas parade and while they don’t have an exact theme yet, it should be fun to see what their amazing staff comes up with.

“We do what we can. We try to volunteer anytime there is a need. We truly believe that being visible in the community, and helping the community, not only helps the community but helps our business.” – Bailey Meeks

Guaranty Bank Staff:

Bailey Meeks               President

Addison Lawrence      Relationship Banker

Anita Scruggs             AVP/Branch Manager

Lori Woodruff              Consumer Loans

Laura Meredith            Lead Teller/CSR

Stephanie Moore         Teller

Peggy Moore               Teller

Contact Guaranty Bank:

Phone: 662-301-1630



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